Welcome to the sophisticated universe of the American Express Gold Credit Card, an instrument designed to transcend expectations, making your financial moments more than mere transactions.

Service, Facilities, and Rewards: A Comprehensive Approach

By embracing the American Express Gold Credit Card, you immerse yourself in a sea of meticulously planned benefits, services, and rewards.

Competitive Fees – American Express Gold Credit Card:

• For a monthly fee of only **R$128**, you have access to a robust set of advantages.
• The minimum monthly income of **R$17,000** not only makes this card accessible but also signals a prestigious offering.
• With up to **55 interest-free days**, flexibility in payment is a notable feature.
• The personalized interest rate uniquely adapts to your individual financial needs, reflecting a commitment to transparency and fairness.

Choose the American Express Gold Credit Card!

Automatic Membership Rewards Enrollment: Enjoy automatic enrollment in the Membership Rewards® program, a platform that rewards each transaction with a wide variety of exclusive benefits.

Monthly Avo Vouchers:Gain an additional dimension of rewards with monthly Avo vouchers, transforming your regular purchases into special experiences.

Access to VIP Lounges at Domestic Airports: Elevate your air travel to another level with exclusive access to VIP lounges at domestic airports, providing a haven of comfort and sophistication.

Fees and Tariffs: Details That Make a Difference – American Express Gold Credit Card

Financial Transparency:

•  The monthly service fee of **R$78** stands out as an intelligent balance between affordability and premium benefits.
•  The one-time initiation fee of **R$180** reflects a commitment to smooth and uncomplicated membership.
• The credit facility fee of **R$21** is an additional offering, providing the necessary flexibility in your financial management.
• A monthly **R$29** fee for Membership Rewards, an investment that continues to generate ongoing benefits.
• Free replacement of the lost card, with an option for same-day delivery for **R$450**, guarantees both security and convenience.
• The absence of additional fees on card transactions stands out as a significant benefit, simplifying the user’s financial experience.

Convenience and Control: Adaptability to Your Lifestyle

Personalization and Adaptation:

• The personal delivery of the card for **R$170** reflects a personalized touch, ensuring that the experience begins on an exclusive note.
• Adding multiple cards at no additional cost provides a practical way to share the numerous benefits with your loved ones.
• Efficient card management through the Money app or Online Banking puts you in complete control of your finances.
• “Tap and Go” technology for fast and efficient payments makes your daily transactions more agile.

The option for digital payment through Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay using QR codes offers an additional layer of convenience and security.

This is just the prologue to an incredible journey with the American Express Gold Credit Card. Continue exploring and discover a world of exclusive benefits that will transform your everyday experiences into truly special moments.

Flexibility: Adapting to Your Lifestyle – American Express Gold Credit Card

Flexibility is the backbone of the American Express Gold Credit Card, offering adaptable options so that your finances are always aligned with your dynamic lifestyle.

Customized Payment Options:

  – Enjoy flexible payment options, allowing you to choose the method that best suits your financial needs.

  – The budget facility allows you to spread the payment of your purchases over time, providing more efficient financial management.

Minimum Payment and Limit Control:

  – With a minimum payment of only 5% on the outstanding balance, the American Express Gold Credit Card offers a balanced approach to ensure that you have the desired financial control.

  – Change your credit limit as needed or request an increase, providing personalized management according to your circumstances.

Rewards and Discounts: Valuing Every Transaction

• Every transaction with the card is an opportunity to accumulate rewards and enjoy exclusive discounts.
• Entertainment Discounts:Pay with your card and get a 50% discount on Nu Metro movie tickets, providing savings on your entertainment experiences. See details to take advantage of this benefit.
• Membership Rewards Points System:Earn 1 Membership Rewards point for every R$5 spent on eligible purchases*, with no limit on accumulated points and no expiration date. A continuous way to be rewarded for your daily choices.
• Flexibility in Using Points: Pay with accumulated points or withdraw them as cash at any ATM, providing unique versatility. Receive your complimentary Membership Rewards card, a unique symbol of your status and continuous access to benefits.
• Seasonal Offers and Avo Vouchers: Enjoy exclusive seasonal offers offered to cardholders at partner businesses, adding a special touch to your shopping journey. Earn a monthly Avo voucher when you spend R$3,500 or more per month, further enhancing rewards for your loyalty.
• Initial Bonus Points:Be rewarded for starting on the right foot. Earn 5,000 bonus points when you spend R$10,000 in the first 3 months, solidifying your relationship with the card from the start.

Insurance and Coverage: Peace of Mind in Every Transaction

The American Express Gold Credit Card not only rewards but also protects, offering a variety of optional insurance and coverage to ensure your peace of mind.

• Optional Credit Life Protection: Ensure protection in cases of death, disability, critical illness, or dismissal, providing additional financial security when you need it most.
• Travel Benefits: Explore the World with Confidence: Your journey is enhanced with the exclusive travel benefits offered by the American Express Gold Credit Card.
• Comprehensive Travel Insurance: Enjoy robust travel insurance, offering coverage of up to R$4 million, providing peace of mind in your adventures around the world.
• Bidvest Premier Club VIP Lounges: Access Bidvest Premier Club VIP lounges up to 12 times a year, providing moments of relaxation and comfort before your flights.
• Use Points to Book Holidays: Convert your Membership Rewards points into holiday experiences, adding a personalized touch to your journey.
• Car Rental Discounts: Save with local car rental discounts, collaborating with trusted partners such as Hertz and Avis.

The American Express Gold Credit Card is more than a financial tool; it is an extension of your lifestyle, offering a symphony of rewards, flexibility, and security. Live each moment more rewardingly, driven by a card that understands and caters to your unique needs.